Your household and income
Bring together pay information, benefits, self-employment records, household contributions, and any recent or expected changes. Current information is easier to review than a number you are trying to remember.
Self-guided document preparation
Bankruptcy filing software for a clearer way to prepare.
Petition Pilot helps you organize the information behind a Chapter 7 or Chapter 13 filing, then prepare court-formatted documents to review before you print, sign, and file.
Petition Pilot is document-preparation software, not a law firm, and it does not file your case for you.
More than a blank form
The difficult part is bringing your financial picture together.
Bankruptcy forms ask for details that are easy to lose track of when you are already under pressure. You may need information about household income, monthly expenses, property, loans, creditors, collection notices, recent financial changes, and more. Official forms are available to download, but a stack of PDFs does not explain how the information connects or help you keep your place.
Bankruptcy filing software can give you a more organized starting point. Petition Pilot is built for people who are comfortable preparing their own paperwork and want to work through the underlying information before they sit down with court forms. Instead of starting with unfamiliar schedules, you answer guided questions in plain English and return when you need to check a statement or find a detail.
Your answers are organized into court-formatted documents for you to review. You stay in control of the filing: review every answer, print and sign the documents, and file them with the court serving your area. Local rules and procedures still matter, so check your court's instructions before filing.
What you will work through
A steadier way to prepare the information behind your filing.
Every situation is different. These are the main areas many people need to organize before they can carefully review a complete document packet.
Your property and accounts
List the things you own or have an interest in, including a home, vehicle, bank accounts, retirement accounts, household goods, and other property that matters to you.
Your debts and notices
Keep credit cards, medical bills, personal loans, collection letters, court papers, tax debts, support obligations, and creditor information in one place so important accounts are less likely to be missed.
Your monthly budget
Organize ordinary household costs such as housing, food, utilities, transportation, insurance, support payments, and other regular expenses that shape your financial picture.
Before you begin
Start with the records that make the next question easier.
You do not need to solve every issue before you start a guided workflow. A simple folder of current paperwork gives you a dependable place to begin, helps you avoid relying on memory, and makes it easier to pause and return without losing your progress.
Use the actual statements and notices in front of you whenever you can. Estimates can help you get organized, but the documents you file need a careful review. If a deadline, transfer, lien, lawsuit, property question, or recent change makes you unsure what to do, pause and get legal advice before making a decision.
- Income recordsRecent pay stubs, benefit statements, business records, and tax returns can help you describe your household income accurately.
- Debt statementsKeep bills, loan statements, collection letters, court papers, and creditor names together so you can check each account carefully.
- Property detailsHave account balances, vehicle information, mortgage statements, lease information, and records for property with a loan or lien nearby.
- Monthly costsA current list of regular household expenses makes budget questions easier to complete and review in one sitting.
Choose the help that fits
Software can organize paperwork. Legal advice is a different kind of help.
Self-guided preparation can be a practical choice when your situation is straightforward and you are comfortable reviewing your own paperwork. Petition Pilot can help you organize information and prepare documents, but it cannot tell you which legal choice is right for you, explain your individual rights, or represent you in court.
Attorney support may be a better fit if you are trying to keep a home or vehicle, have a business, face a lawsuit, garnishment, foreclosure, repossession, tax debt, substantial assets, recent transfers, or a deadline that leaves little room for error. An independent attorney can give advice and representation based on the facts of your situation.
Prepare your own documents
Use Petition Pilot when self-guided preparation fits and you are ready to review, print, sign, and file your own paperwork.
Open Petition PilotTalk with an attorney
Request a conversation with an independent bankruptcy attorney or law firm that may serve your area when you need legal advice or representation.
Request a consultationOfficial information
Keep court resources close while you prepare.
Petition Pilot helps you organize a document-preparation workflow. For official forms, general bankruptcy information, and local filing procedures, use current court resources. Your local bankruptcy court controls its own requirements and is the best source for filing instructions.
Common questions
Before you start preparing bankruptcy documents
Can bankruptcy software file my case with the court?
Petition Pilot helps prepare court-formatted documents. It does not file a case electronically for you. You review the documents, print, sign, and file them with the bankruptcy court that serves your area.
What does bankruptcy filing software help me organize?
A guided workflow can help you bring together household details, income, property, debts, expenses, and recent financial activity. You remain responsible for checking that your information is complete and accurate.
Can I use software for Chapter 7 or Chapter 13?
Petition Pilot offers guided preparation paths for Chapter 7 and Chapter 13. The two chapters use different paperwork and serve different situations, so the assessment can help you understand which route you may want to explore.
When should I speak with a bankruptcy attorney?
Speak with an attorney when you need legal advice or representation, especially if you are concerned about a home, vehicle, business, lawsuit, garnishment, foreclosure, repossession, tax debt, a recent transfer, or an urgent deadline.
Ready when you are
Bring more order to your bankruptcy paperwork.
Start with guided questions, then review your court-formatted documents at your own pace before you print, sign, and file.